Commercial Banking

Commercial Banking—the way it is meant to be

We know business, and we’re committed to seeing yours prosper. We work with you, from opening your first account to maximizing your investments through every stage of your business. At Central Bank & Trust, you get a local commercial banking partner.

Basic Commercial Checking

This versatile and low-cost account is perfect for small-to-medium sized businesses with low to moderate account activity.

Advanced Commercial Checking

For more complex business models, this account allows you flexibility as you expand your business.

Interest Commercial Checking

This account is designed for sole proprietorships and non-profit organizations with a competitive interest rate and generous activity allowance.

Commercial Savings

An interest-bearing account allows your money to work for you while maintaining access to liquidity.

Commercial Money Market

With limited check-writing access and a competitive interest rate, this account is a smart money-management tool for businesses with excess liquidity.

Certificates of Deposit

If you have the flexibility to deposit your money for a longer period of time, a Central Bank & Trust CD offers a choice of terms with highly competitive and guaranteed fixed rates which compound quarterly.

Health Savings Account

This account allows your employees to save for healthcare expenses on a tax-free basis.