As the recipient of the SBA’s Colorado Small
Bank Lender of the Year Award for 2013, we have
all the loan options your small business needs.
We are one of just a few community banks with the experience to actively participate with and offer a full suite of Small Business Administration loan services. With dedicated SBA experts based locally in Colorado Springs, Central Bank & Trust provides the SBA financing package that’s best for your business.
As an SBA-preferred lender, we can offer loans with lower down payments and longer repayment terms than many other financing options. SBA loans are smart, affordable, solutions for small businesses looking for flexible financing.
Central Bank & Trust offers two types of SBA loans:
The most versatile of the SBA financing options. Proceeds from the loan can be used for commercial real estate, property improvements, business acquisition, equipment, inventory, debt, refinance, working capital and much more. These loans can be permanent or revolving and range from one to 25 years.
Long-term loans for land, buildings, and other substantial fixed assets.
At Central Bank & Trust, we dedicate and commit our time to making sure you are getting the best loan that fits your business plan.
Business Lines of Credit
A business line of credit is a revolving line of credit that can be attached to your checking account that prevents overdraft and provides you cash when you need it.
- Monthly payments can be automatically deducted from your account to pay your balance
Commercial Term Loans
We offer a full range of commercial loans to help you achieve your business goals. A Central Bank & Trust loan might be just the thing to get you up and running.
Some examples include:
- Start-up financing
- Inventory financing
- Fixed asset financing
- Expansion financing
- Lines of credit
- Seasonal line/working capital line
Commercial Real Estate Loans
Commercial Real Estate loans help you acquire offices, warehouses, rental properties, and more.
Let us know how we can tailor our financing solutions to meet your needs.
- Construction loans
- Term/permanent financing
- Income property financing for single-family residential developments