Treasury Management

At Central Bank & Trust, our goal is to optimize your business’s operating capital—and we have the tools to do it.

Sophisticated, convenient and versatile, our suite of integrated treasury management services is delivered by a team of local experts and is designed to help you.

Remote Deposit Express

Gain convenience for your business

Central Bank & Trust’s Remote Deposit Express is the most convenient, cost-effective way to accept and deposit checks. Using your personal computer, an internet connection, and a check-scanning device, you can electronically deposit checks from all of your locations into a single settlement account without having to leave your place of business.

  • Gain access to 24/7 deposit capabilities (deposits made by 4:00 p.m. MST will be credited to your account on the same business day)
  • Reduce expensive courier costs
  • Consolidate remote deposits into a single account
How does Remote Deposit Express Work?

With Remote Deposit Express, you submit checks for deposit online using a check-scanning device. During the deposit process, the scanner will capture the front and back image of the checks as well as the MICR (Magnetic Ink Character Recognition) information located at the bottom of each check.

Once all of your checks are scanned and the deposit is balanced, the check images are transmitted electronically through a secure system for processing.
Central Bank & Trust provides you access using a check scanner, web-based software for each of your business locations and training for you and your staff to use the system.

Please call us at (719) 228-1100 for pricing information
and to apply for Remote Deposit Express.

Funds Transfer Service

Funds Transfer Service provides you the freedom you need to move your money. This account attaches to your checking account and allows you to sweep uninvested cash into an investment fund.

ACH Services (An Electronic Funds Transfer System)

This system increases control and efficiency of cash flow by reducing float time. Electronic funds transfer is an efficient method for dispersing payroll and pre-authorizing payments.

Account Reconciliation

We know how valuable your time is. Let us reconcile your monthly statement so you don’t have to.

Direct Deposit

Direct Deposit provides a strong benefit for your employees and other companies you work with. Direct Deposit is used for payments of interest, annuities, pensions, stocks, and payroll.