Commercial Lender

Commercial Lender

Colorado Springs, CO

Job Title:                     Commercial Lender

Business Line:            Bank

Reports To:                 Commercial Team Lead

FLSA Status:               Exempt

Approved By:             Stephen Smith – Commercial Team Lead

Approved Date:            April 6, 2021

Our Mission:

Our mission is to establish long-term, mutually beneficial financial relationships with our clients, team members and community. We will:

  • Recruit, reward and retain a team of market leading professionals.
  • Collaborate with clients to analyze and understand their financial challenges and opportunities.
  • Develop and provide access to a unique set of financial solutions.
  • Directly engage in community social, educational and philanthropic activities.


The role of a Commercial Lender is to appropriately manage a commercial credit portfolio and to meet or exceed loan and deposit production goals.  Strong communication, strong analytical skills, and customer relations are an integral part of this position.

Key Functions and Responsibilities:

  • Proactively maintain sales activities that support the sales goals for loan and deposit growth and maintain a pipeline that supports those goals
  • Manage an existing commercial portfolio, to include: performing annual renewals, annual reviews on term debt, and cross-selling
  • Lender is expected to be proactive in identifying, managing, and offering solutions for the assets in their portfolio, to include criticized assets
  • Present highly organized, detailed credit memos for conventional loans ranging from commercial real estate to lines of credit
  • Strong interpersonal skills to communicate with clients and banking colleagues
  • Participates in community and business functions to ensure a positive image for the Bank
  • Use sound judgment in determining potential clients/deals. Structure deals appropriately to balance risk and reward. Present concerns and solutions to mitigate potential future risk
  • Structure and negotiate complex loans and/or agreements to include the terms, pricing, special conditions, and interest rates for commercial loans
  • Make presentations to loan committee and oversee the documentation and closing process
  • Demonstrate ownership in all aspects of the position
  • Other duties as presented related to managing the Bank’s loan and deposit portfolio

Required Experience & Background:

  • Minimum commercial lending experience of 3 years
  • Strong analytical skills are mandatory
  • Experience with commercial real estate lending and C&I lending
  • Bank has a strong SBA platform; SBA knowledge/experience is desired but not required
  • Bachelor’s degree required. Master’s degree in business administration preferred


Note:  This job description is not intended to be an exhaustive list of all duties, responsibilities or qualifications associated with this job.  The employee is expected to perform those duties listed as well as other related duties directed by management.

Please email your resume and completed application to