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Mortgage Loan Underwriter

Mortgage Loan Underwriter

Colorado Springs, CO / Denver, CO

Job Title:                    Mortgage Loan Underwriter

Reports To:                Mortgage Operations Manager

FLSA Status:             Non-Exempt

Approved By:            Jeff Grebe – Operations Manager

Approved Date:         September 24, 2020

OUR MISSION:

Our mission is to establish long-term, mutually beneficial financial relationships with our clients, team members and community. We will:

  • Recruit, reward and retain a team of market leading professionals.
  • Collaborate with clients to analyze and understand their financial challenges and opportunities.
  • Develop and provide access to a unique set of financial solutions.
  • Directly engage in community social, educational and philanthropic activities.

SUMMARY:

Underwrite FHA/VA/CONV/USDA loans per agency guidelines.  Support processors and loan originators daily. Become familiar with other product guidelines as they become available. Respond to Investor suspense items, audit requests and loan scenarios.

KEY FUNCTIONS & RESPONSIBILITIES:

  • Underwrite FHA/VA/CONV loans.
  • Underwrite new files in a timely manner.
  • Underwrite files to comply with investor/agency guidelines
  • Determine investor eligibility.
  • Review conditions in a timely manner
  • Answer inquiries from production staff on a timely basis.
  • Respond to investor pended items and audit requests
  • Stay informed with investor and agency changes

QUALIFICATIONS:

  • Minimum 5 years mortgage underwriting experience preferred
  • College degree in related field preferred
  • FHA-DE and VA-SAR preferred
  • Experience with Encompass preferred
  • Experience working with multiple investors preferred

KNOWLEDGE/SKILLS/ABILITIES:

  • Ability to work in a fast-paced environment with numerous deadlines
  • Ability to work independently
  • Attention to detail
  • Focus on accuracy and completeness
  • Ability to communicate effectively both verbally and in written form
  • Excellent interpersonal skills
  • Ability to work well as a team player and be flexible as to current urgencies
  • Demonstrated ability to use discretion, tact, and diplomacy when dealing with co-workers
  • Good math, typing, and computer skills
  • Ability to manage multiple tasks simultaneously in a fast-paced environment and assist other teams as needed
  • Analytical, organizational, time management and problem-solving ability
  • Thorough knowledge and understanding of regulatory and compliance issues affecting all aspects of the lending process

WORK ENVIRONMENT:

  • Position takes place in an office environment
  • Position often requires overtime
  • Flexibility to assist with schedule shifts/shortages

Please email your resume and completed application to HR@centralbancorp.com