Community Associations

HOA InsuranceCommunity associations are our specialty

At CB Insurance, we’ve specialized in community association insurance for over 40 years. Through offices in Colorado Springs and our new Denver location in 2018, we’re your local partner that understands the unique exposures of associations throughout the state. Let us combine our expertise and insight to build a comprehensive risk management program for your association at a competitive price.

A Trusted Partner

Our specialized team of insurance professionals is solely dedicated to Colorado’s unique association insurance marketplace. When you work with one of our agents, you can be assured that you are working with a community association specialist who will negotiate with a multitude of A-Rated carriers to provide the best coverage at the lowest price.

Peace of Mind

We know how important it is for community associations to safeguard assets. Our portfolio of reputable, top-rated insurance carriers gives you peace of mind that your community has the most robust and reliable coverage in place.

Unparalleled Client Service

We provide education, guidance, and ongoing support long after the initial policy, with services that include:

Claims reporting and guidance: Filing a claim can be a daunting experience. Let us bridge the divide between your claim and the insurance company. We’ll take the worry and stress out of the claims process by taking over the paperwork, helping you understand your coverage, and guiding you through the restoration.

DORA-approved education: We offer classes for your licensed managers and board members to help them understand the coverage lines and policy details, as well as satisfy annual licensing requirements.

Homeowners education: We guide your homeowners through the community’s master policy and their own HO-6 policies.

Unit owners assistance: We help your unit owners coordinate their personal insurance with the master policy.

Board meeting and annual meeting presentations to answer questions and educate your members on coverage details.

Mortgage certificates of insurance issuance to maintain mortgage company compliance.

Unit owner packets: Reader friendly coverage information is put into the hands of unit owners.

Community Associations

CB Insurance can structure a comprehensive risk management program to meet your unique needs, no matter the size of your association. We provide coverage programs for Home Owners Associations (HOAs), Condo Owners Associations (COAs), Townhome Owners Associations (TOAs), and Property Owners Associations (POAs).

Our Coverage Options

We provide the following coverage options:

  • Property
  • General Liability
  • Fidelity and Crime
  • Directors and Officers
  • Volunteer Accident
  • Equipment Breakdown
  • Workers’ Compensation
  • Umbrella Liability
  • Wind and Hail Deductible Buydown
  • Flood and Earthquake


Let our specialized insurance professionals analyze your association’s risk exposure and recommend the coverage solution that is right for you.

Call us today to begin your insurance review